How to Get Rid Of Tailgaters

Friday, August 7th, 2009

Before we go into how to get rid of those tailgaters, let’s look at why it’s dangerous to tailgate. This is a mini-lesson in case some who tailgated you are also reading this. =)

1. Following too closely results in almost all of those multi-vehicle collisions on the highway;
2. Tailgating-related accidents are not minor in terms of injuries and fatalities;
3. Following too closely restricts your vision. Your reaction will be slower if something happens ahead;
4. Yes…if you’re closer than the “two-second” rule suggests, you’re too close…oh, that means you’re tailgating!

Those tailgaters are gone? …whew! Let’s get on to the real stuff.

Tip #1: Add their following distance to yours. (Now the 2-second rule becomes the 4-second rule.) That means you can gradually stop in case anything happens in front of you. Most of the time, the tailgater will simply get pissed off and overtake you or move to another lane.

Tip #2: Slow down below the normal traffic speed. Again, these guys will simply get impatient and overtake you or switch lane. Just that now it becomes easier for them to do so since you’re slightly slower than the usual flow of traffic.

While you may feel intimidated or even angry that you’re being tailgated, tapping your brakes to “send a signal” or slamming your brakes doesn’t solve the problem. In fact you may even become a victim of road rage. Simply follow the 2 points above and keep your cool. At least you can laugh at those tailgaters while they’re fuming because of something as trivial as slow-moving traffic.

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Third-Party Only Motor Insurance

Saturday, December 27th, 2008

This type of motor insurance provides coverage only for (1) death or bodily injuries to third parties &/or passengers, and (2) damage to 3rd party’s property.

This is quite similar to the Act Liability Only Insurance, just that third-party insurance also covers against damage to property as well as accidents occurring on roads and private properties.

As the name suggests, this type of auto insurance doesn’t cover damage to the insured’s vehicle.

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Act Liability Only Insurance

Wednesday, December 24th, 2008

This is a compulsory insurance for all vehicle owners. Under this motor insurance policy, the insurer covers only death and bodily injury to third parties, including the passengers.

In other words, this type of motor car insurance doesn’t cover damages to property or vehicle. It also doesn’t cover accidents that occur within private compounds.

Vehicle owners (almost) never take up The Act Liability Only Insurance as a stand-alone policy. Instead, this is embedded into other types of policies, like the Third-Party, Third-Party Fire & Theft or Comprehensive Cover insurance.

In Singapore, automobile owners almost always sign up for Comprehensive Cover Insurance.

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